Asset Allocation a key measure for Long Term Investment | Abhinav Angiri...

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COVID-19 pandemic: How to manage health insurance and emergency funds?

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The COVID-19 pandemic has taught individuals the need for health insurance as well as emergency funds. There have been several cases wherein people have faced problems due to the absence of these important personal finance assets. According to Abhinav Angirish, founder, Investonline.in, health insurance, just a year ago, was looked upon as an unnecessary expense. Though, today the situation is different. "But having health insurance is not adequate," he stresses. In this pandemic, health insurance has some exclusions. For instance, nebulizer kits, steam inhalers, thermometers, or sanitizers are not covered in health insurance. Also, as Angirish points out, there are reports that policyholders are receiving only 50-55 percent of claims. Having said that, it’s important that customers consider the scope of the coverage and weigh the balance between the premiums paid and the benefits the plan has to offer. "If an individual is employed then he/she would be covered under gro...
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How SIP Calculator Can Help You?

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  www.investonline.in  website provides a tool known as an easy-to-use SIP calculator for comparing different plan options. You can use SIP calculator to gauge the potential returns your capital will get in future. Example: If you invest ₹1,000 in a ₹50 per unit SIP, what kind of returns will you see? You can select a 5-year rolling return for your calculation. The result shows an expected growth rate of around 12% per annum for the ₹1,000 investment. The longer the period, the higher the returns. The tool calculates returns as a percentage. If your contribution is made for a 15-year period, the estimated return on your investment will be in the range of 15.5% to 17.7%. This shows that SIPs have the potential to deliver higher returns compared to other investment options. However, you will also get higher risk. Minimum Invested Amount Most SIPs come with a minimum amount for investment. This is what the fund house requires as part of the SIP contract. The minimum amou...
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Equities Are Your best Friend In Wealth Creation

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