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Young people are often confused about their financial goals. Their savings are negligible. As soon as they land their first job, savings should be their priority. It helps to stabilize your financial situation and make them more focused on their financial goals.  Many youngsters do not have adequate financial knowledge since the educational system does not delve deep into the subject of personal finance. Hence, there is substantial ignorance on this subject.  In the era of rapid technological changes and job insecurity, it is important to be financially literate. Every youngster requires financial security in terms of savings investment and insurance.  Many youngsters invest in short-term fixed deposits thinking that it will provide them easy access to money as and when required. They depend upon the group insurance provided by the employer. This could be a costly mistake. The bank deposits, though safe, do not provide adequate returns that can beat inflation. The excessive reliance on

The markets are trading at lifetime high seas but many investors are jittery and are hesitant to invest in the present market. Historical e equity funds have delivered above-average returns and will continue to remain the best asset class. However, equity investments are volatile and one should always and sure of the safety of their investments during volatile times.  If you find present levels of the markets quite high and fear volatility you can invest in arbitrage funds. The objective of the arbitrage fund is to preserve capital while delivering modest returns on capital invested. Arbitrage funds invest an equal portion of equity and futures. For example, if the fund buys 1000 shares of X company encash market it sells the same number of shares in the futures market. They also invest up to 35% in debt. This strategy ensures that if there are no arbitrage opportunities present in the equities they can generate the income from the debt investments.  Arbitrage funds make money by capit